Recontech Finance Blog

Expert articles and guides on personal finance, investments, tax saving, and insurance in India. Updated weekly with actionable advice.

How to Save Up to Rs 1.5 Lakh in Income Tax Under Section 80C
Income Tax

How to Save Up to Rs 1.5 Lakh in Income Tax Under Section 80C

A detailed breakdown of all Section 80C instruments including ELSS, PPF, NPS, NSC, and tax-saving FDs. Find the best combination for your salary level.

June 5, 2026-10 min read
SIP for Beginners: How to Start Investing with Rs 500 Per Month
Investments

SIP for Beginners: How to Start Investing with Rs 500 Per Month

Step-by-step guide to starting your first SIP through platforms like Zerodha Coin, Groww, and Paytm Money. Includes fund recommendations by risk profile.

May 28, 2026-8 min read
Home Loan Guide 2026: How to Get the Lowest Interest Rate
Loans

Home Loan Guide 2026: How to Get the Lowest Interest Rate

Tips to negotiate better rates with SBI, HDFC, and ICICI Bank. Learn about balance transfer, MCLR vs repo rate linked loans, and prepayment strategies.

May 20, 2026-15 min read
7 Common Health Insurance Mistakes Indians Make (And How to Avoid Them)
Insurance

7 Common Health Insurance Mistakes Indians Make (And How to Avoid Them)

From inadequate coverage to ignoring sub-limits, learn about the most common mistakes people make when buying health insurance in India.

May 15, 2026-9 min read
New vs Old Tax Regime 2026: Which One Should You Choose?
Income Tax

New vs Old Tax Regime 2026: Which One Should You Choose?

Detailed comparison with real salary examples showing when the old regime saves more tax and when the new regime is better. Includes calculation tables.

May 8, 2026-11 min read
How to Build a 6-Month Emergency Fund in India
Financial Planning

How to Build a 6-Month Emergency Fund in India

Why every Indian needs an emergency fund, how much to save, and the best places to park your emergency corpus for safety and liquidity.

April 30, 2026-7 min read
Mutual Fund Taxation in India 2026 - LTCG, STCG, and Indexation
Investments

Mutual Fund Taxation in India 2026 - LTCG, STCG, and Indexation

Complete guide to how mutual fund gains are taxed in India after the 2024 budget changes. Covers equity, debt, hybrid funds and ELSS.

April 22, 2026-13 min read